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	<title>FIXZR &#187; Technology</title>
	<atom:link href="http://www.fixzr.com/category/technology/technology/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.fixzr.com</link>
	<description>Payments, Technology, Start-ups, Finance and more</description>
	<pubDate>Thu, 08 Dec 2011 13:53:14 +0000</pubDate>
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		<title>Digital Identity and Telecoms</title>
		<link>http://www.fixzr.com/172/digital-identity-and-telecoms/</link>
		<comments>http://www.fixzr.com/172/digital-identity-and-telecoms/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 16:41:46 +0000</pubDate>
		<dc:creator>fixmaster</dc:creator>
		
		<category><![CDATA[Payments]]></category>

		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.fixzr.com/?p=172</guid>
		<description><![CDATA[A &#8216;Directory of Always on Digital Identities&#8217;, and the ability to follow their behaviour, is the holy grail of the internet. Facebook, Google, Skype, eBay, Amazon, Microsoft and Apple are all in one way or another seeking to create this asset. It has massive power, as it lies at the heart of advertising and (ultimately) [...]]]></description>
			<content:encoded><![CDATA[<p>A &#8216;Directory of Always on Digital Identities&#8217;, and the ability to follow their behaviour, is the holy grail of the internet. Facebook, Google, Skype, eBay, Amazon, Microsoft and Apple are all in one way or another seeking to create this asset. It has massive power, as it lies at the heart of advertising and (ultimately) payments (the lesser of the two prizes).</p>
<p>It should not go unnoticed that mobile telcos already have a directory of always on identities, which they are able to observe the behaviour of (they&#8217;re your ISP when you&#8217;re not on WiFi). They have not however managed to leverage this great asset from the world of voice and SMS into the internet value chain. There have been passed attempts, most notably Phorm, which failed to respect consumers and the existing internet ecosystem players. More recent forays in the space seem to lack ambition, whilst the OTT players are gaining in speed and scope (see X.Commerce (<a title="X.Commerce" href="https://www.x.com/">https://www.x.com/</a>) from eBay and <a title="Faceboom Credits rolling out across 3rd party sites" href="http://www.paymentsnews.com/2011/10/facebook-to-extend-credits-payment-method-to-third-party-websites.html">Facebook Credits rolling out across 3rd party sites</a>).</p>
<p>If Telcos do not act, by necessity over the top players will be forced to re-create or work-around their assets - at the requests of both merchants and consumers. Complicating things further for Telcos, device association to network connectivity (for data) is now as low as 20-30%, forcing telcos to innovate their own Over-The-Top solution to let them span these &#8216;off-net&#8217; experiences. All this can be done, the question is to they have the ambition to do it? Signs are we may see a resurgence of &#8216;operator portals&#8217; (dressed up as App Stores or Deal Sites) but little engagement with the wider world. This would be a tragedy for the industry, as we all watch more and more of the ecosystem drift State-side.</p>




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		</item>
		<item>
		<title>Startup request - Shared Folders</title>
		<link>http://www.fixzr.com/169/startup-request-shared-folders/</link>
		<comments>http://www.fixzr.com/169/startup-request-shared-folders/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 16:00:18 +0000</pubDate>
		<dc:creator>fixmaster</dc:creator>
		
		<category><![CDATA[Start-ups]]></category>

		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.fixzr.com/?p=169</guid>
		<description><![CDATA[I&#8217;d like the following service, if you can make it, please let me know when it launches &#8230;
I want a series of folders, each shareable with a difference group of people. The folders should be accessible via my naive drag-and-drop GUI in Windows and OS-X. They should also be accessible via my mobile and tablet. [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;d like the following service, if you can make it, please let me know when it launches &#8230;</p>
<p>I want a series of folders, each shareable with a difference group of people. The folders should be accessible via my naive drag-and-drop GUI in Windows and OS-X. They should also be accessible via my mobile and tablet. The folders should be automatically sync&#8217;ed over the internet (being hosted either locally or in the cloud).</p>
<p>The service would be a bit like drop-box, except it would allow multiple different &#8216;drop boxes&#8217; per machine (with different sharing profiles). It also would have full integration with the host OS (for drag and drop in standard GUI). The fact that it could leverage local storage instead of cloud resources would help to keep the service costs (and therefore fees) nice and low.</p>
<p>I&#8217;d use the service to share photos with relatives (the kind who don&#8217;t use Facebook etc&#8230;) and documents amongst co-workers and across machines. It&#8217;s not much of an ask, but nothing seems to offer this setup in an easy to use way straight out of the (drop) box.</p>




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		<item>
		<title>Voice controls - the new choke point</title>
		<link>http://www.fixzr.com/159/voice-controls-the-new-choke-point/</link>
		<comments>http://www.fixzr.com/159/voice-controls-the-new-choke-point/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 14:29:53 +0000</pubDate>
		<dc:creator>fixmaster</dc:creator>
		
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.fixzr.com/?p=159</guid>
		<description><![CDATA[I&#8217;m in awe of Apple. They are just so viciously clever. The introduction of voice as a new and compelling interface option (which is a noteworthy achievement in itself) gives them control over partners in a way not seen before. Imagine introducing a new keyboard, but one that only works with Bing (I&#8217;m stretching for [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;m in awe of Apple. They are just so viciously clever. The introduction of voice as a new and compelling interface option (which is a noteworthy achievement in itself) gives them control over partners in a way not seen before. Imagine introducing a new keyboard, but one that only works with Bing (I&#8217;m stretching for emphasis!). This is what voice enables, they can pick and choose who the interface works with. Full respect to GigaOM who pointed this out (I did think of it before reading their post), and the threat it poses to Google.</p>
<p>As a general theme, new mobile technologies and service that reduce the need to input, or simplify the input process, have got to be a good bet.</p>
<p>It is somewhat ironic that the new voice services require (I believe) more meaty processing power on the device. Given the devices are/were built in the first place to communicate voice back to a giant cloud/exchange, it is strange that voice recognition is not a prime candidate for centralised processing power (please correct me if Siri is using this approach).</p>
<p>[Update] I believe Siri has to have an internet connection to work - not sure how it shares the load between local and cloud however</p>




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		<item>
		<title>OTT Mobile - click here to buy more connectivity</title>
		<link>http://www.fixzr.com/151/ott-mobile-click-here-to-buy-more-connectivity/</link>
		<comments>http://www.fixzr.com/151/ott-mobile-click-here-to-buy-more-connectivity/#comments</comments>
		<pubDate>Tue, 03 May 2011 20:58:35 +0000</pubDate>
		<dc:creator>fixmaster</dc:creator>
		
		<category><![CDATA[More]]></category>

		<category><![CDATA[Payments]]></category>

		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.fixzr.com/?p=151</guid>
		<description><![CDATA[Imagine a smartphone with a software configurable SIM (both the GSMA and Apple are working on this). The device has life-long 3G connectivity bundled with the device, but only to (say) Apple&#8217;s portal (a bit like the Kindle offers now). When you boot up the device you&#8217;re asked to buy credit for X days connectivity [...]]]></description>
			<content:encoded><![CDATA[<p>Imagine a smartphone with a software configurable SIM (both the GSMA and Apple are working on this). The device has life-long 3G connectivity bundled with the device, but only to (say) Apple&#8217;s portal (a bit like the Kindle offers now). When you boot up the device you&#8217;re asked to buy credit for X days connectivity to the wider internet. You pay by Visa/MasterCard and (say) Apple then provisions your SIM over-the-air to utilize wholesale data &#8216;minutes&#8217; they procured.<br />
As and when they need to, your SIM is reconfigured to point to new networks to avail of the best wholesale rates. The end user never needs to know which operator they are with. A scary outlook for operators, but not so hard to imagine happening. Unified billing would finally occur but not as expected.</p>
<p>If voice related number portability was an issue, you could easily imagine a situation where an &#8216;overlay&#8217; network would be used to disconnect the user&#8217;s perceived phone number from that of the operator &#8216;owned&#8217; number(s).</p>




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		<title>Laying cables inside fibre</title>
		<link>http://www.fixzr.com/149/laying-cables-inside-fibre/</link>
		<comments>http://www.fixzr.com/149/laying-cables-inside-fibre/#comments</comments>
		<pubDate>Mon, 25 Apr 2011 17:23:28 +0000</pubDate>
		<dc:creator>fixmaster</dc:creator>
		
		<category><![CDATA[More]]></category>

		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.fixzr.com/?p=149</guid>
		<description><![CDATA[BT (the incumbent telecoms service provider in the UK) offers Video On Demand via its set-top-box TV service. The videos are delivered via my ADSL line, but they don&#8217;t come off my internet download allowance and their quality also isn&#8217;t affected by my web browsing activity (as they have [I believe] a QoS enabled partition [...]]]></description>
			<content:encoded><![CDATA[<p>BT (the incumbent telecoms service provider in the UK) offers Video On Demand via its set-top-box TV service. The videos are delivered via my ADSL line, but they don&#8217;t come off my internet download allowance and their quality also isn&#8217;t affected by my web browsing activity (as they have [I believe] a QoS enabled partition of the DSL line). Does this service breach net neutrality? Would the answer be different if the set-top-box displayed the videos in a frame-less browser and accessed the service via a &#8216;WWW&#8217; web address*? Are cable companies who provide internet access and have moved to IP based video delivery for TV services in breach of net neutrality?</p>
<p>Following on from the above, if you&#8217;re ok with the incumbent telco (like BT) and cable company TV services in the above example, do you want these to be the only people able to offer such services, or should 3rd parties be allowed access to the same differentiated delivery infrastructure? Pushing still further, if 3rd parties are to be allowed access, should you have to pay an explicit fee for the network service they use, or would you be happy for them to pay this fee (either out of your TV subscription or via ad funding)?</p>
<p>I&#8217;m naturally (as I guess are most) in favour of net neutrality, but I&#8217;m also disappointed to see internet pipes flooded by TV content crowding out other services. The recent non-decision by the EU regarding net neutrality seems more reasonable the more you push the argument towards what innovations should and shouldn&#8217;t be allowed. IMHO, what matters is clear service descriptions and the maintenance of competition. I look forward to seeing what happens.</p>
<p>* this is in fact more or less happening now, with the BBC iPlayer available via the set-top-box, offering the same internet experience but via a QoS enabled line outside my internet download allowance.</p>




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		<item>
		<title>Romancing the Web</title>
		<link>http://www.fixzr.com/147/romancing-the-web/</link>
		<comments>http://www.fixzr.com/147/romancing-the-web/#comments</comments>
		<pubDate>Mon, 25 Apr 2011 16:41:33 +0000</pubDate>
		<dc:creator>fixmaster</dc:creator>
		
		<category><![CDATA[More]]></category>

		<category><![CDATA[Payments]]></category>

		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.fixzr.com/?p=147</guid>
		<description><![CDATA[There are many things that can&#8217;t be started and completed within a single web session. In fact, nearly every transaction I do online spans multiple sessions and probably multiple days. However nearly all sessions start from a blank slate and end in an abandoned checkout rather than a partially completed &#8217;something&#8217;. Now I know there [...]]]></description>
			<content:encoded><![CDATA[<p>There are many things that can&#8217;t be started and completed within a single web session. In fact, nearly every transaction I do online spans multiple sessions and probably multiple days. However nearly all sessions start from a blank slate and end in an abandoned checkout rather than a partially completed &#8217;something&#8217;. Now I know there are cookies which explicitly remember elements about me, and there are tracking services to help progressive target ads against my behaviour. However, none of these come close to me being able to hop in and out of a process without having to tidy up all my toys and start again each time - it&#8217;s like a strict hot-desk policy has been imposed on the whole web. There is no way I&#8217;m going to spend time and effort logging in each time, and even if I did most websites do little or nothing with this that truly helps me maintain my flow (of thought and process). Whether I&#8217;m searching for a car, a house or a holiday, by app or website, most sites greet me like a complete stranger (even if they know my location and name). Web browsers may now be addressing this issue somewhat, launching into a what you&#8217;ve been dong recently or often quick-launch grid. I&#8217;d like to see elements of this reflected into individual site designs. I&#8217;d also like to see this taken much further by sites, and potentially extended even further to enable a persistent cross site experience that builds over time (elements of shopping robots). At its simplest, I&#8217;d like my favourite airlines to at least list my (or the machine&#8217;s) recent trip searches!</p>




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		<title>XBMC in a browser?</title>
		<link>http://www.fixzr.com/146/xbmc-in-a-browser/</link>
		<comments>http://www.fixzr.com/146/xbmc-in-a-browser/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 07:56:56 +0000</pubDate>
		<dc:creator>fixmaster</dc:creator>
		
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.fixzr.com/146/xbmc-in-a-browser/</guid>
		<description><![CDATA[I&#8217;ve been playing with XBMC and Boxee over the past few weeks. I&#8217;ve also been exploring Hulu, with limited success given it only really works for US residents (or IP addresses more precisely). The two can be easily combined, with Hulu (or iPlayer for that matter) simply appear as one of the services signposted by [...]]]></description>
			<content:encoded><![CDATA[<p>I&#8217;ve been playing with XBMC and Boxee over the past few weeks. I&#8217;ve also been exploring Hulu, with limited success given it only really works for US residents (or IP addresses more precisely). The two can be easily combined, with Hulu (or iPlayer for that matter) simply appear as one of the services signposted by and loosely integrated into XBMC. Overall the XBMC experience is quite impressive, but a long way off passing the truly mass consumer test for ease of setup (Boxee was easier to setup but less configurable).</p>
<p>The key benefit of XBMC is the ability to unify my local content and online services into a single seamless UI. Hulu / iPlayer don&#8217;t know about by locally stored DVDs, nor do they pay any attention to my photo library (local or cloud based). As such they need to be &#8216;demoted&#8217; to an App within a broader TV experience. But &#8230; what if iPlayer / Hulu were more like iGoogle or the BBC homepage and allowed me to plugin other Apps into their unifying UI. What if my local content could be web server enabled and appear just like every other cloud/web service (but perhaps only behind by firewall/router).</p>
<p>XBMC could move to web enabling my local content and match this to a browser based UI. Any TV with a remote capable of interacting with a browser would be compatible with the system, and system configuration could be controlled remotely. Now you could argue that all my content should be in the cloud, and that any system focused on merging local and web will soon be irrelevant- perhaps so (never say never) but it will be some time before performance and or price enable me to have an effective solution for the tens of Gigs of local data.</p>
<p>I&#8217;m aware that DLNA and other technologies can enable steaming from local storage to TVs. However there seems to be very low awareness of this, and the user experience seems to be hard to configure and underpowered at the presentation layer.  </p>




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		<title>Caching based services about to flourish</title>
		<link>http://www.fixzr.com/141/caching-based-services-about-to-flourish/</link>
		<comments>http://www.fixzr.com/141/caching-based-services-about-to-flourish/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 21:16:24 +0000</pubDate>
		<dc:creator>fixmaster</dc:creator>
		
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.fixzr.com/?p=141</guid>
		<description><![CDATA[The processor in you mobile device is getting faster &#8230;  making you want to use it for more &#8230;  making your mobile network feel slower than ever. At the same time your unlimited data package has just been withdrawn by AT&#38;T / O2 and everyone else probably. Either for technical reasons, or commercial ones, you [...]]]></description>
			<content:encoded><![CDATA[<p>The processor in you mobile device is getting faster &#8230;  making you want to use it for more &#8230;  making your mobile network feel slower than ever. At the same time your unlimited data package has just been withdrawn by AT&amp;T / O2 and everyone else probably. Either for technical reasons, or commercial ones, you may now be in the market for a cached &#8216;browsing&#8217; experience. The cache could be external to your applications, operating near the network layer, or (at the other extreme) it could be a whole new application acting as an offline-portal. Caching runs somewhat contrary to the &#8216;realtime&#8217; web phenomenon but you can always augment the cache with a trickle, picking up the best of both worlds.</p>
<p>With feed aggregators moving on from Newsgroup style minimal lists to flashy magazine style UIs (see flipboard.com) you can see how a compelling offline browsing experience could be constructed from existing APIs/RSS feeds (even in this world of ever more dynamic websites). With networks unlikely to expand bandwidth at a pace capable of stemming the rise of such services (indeed they should encourage them) the future&#8217;s bright for the time being for those able to jump on the wave.</p>




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		<title>USB On The Go - where are the products?</title>
		<link>http://www.fixzr.com/122/usb-on-th-go-where-are-the-products/</link>
		<comments>http://www.fixzr.com/122/usb-on-th-go-where-are-the-products/#comments</comments>
		<pubDate>Sun, 05 Jul 2009 21:52:39 +0000</pubDate>
		<dc:creator>fixmaster</dc:creator>
		
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.fixzr.com/?p=122</guid>
		<description><![CDATA[The USB 2.0 standard enables you to connect any two USB enabled devices and let them communicate. The key here is neither of the devices needs to be a computer. This means you should be able to plug your camera right into your external harddrive, and without any clicking, booting up, typing in or other [...]]]></description>
			<content:encoded><![CDATA[<p>The USB 2.0 standard enables you to connect <span style="text-decoration: underline;">any</span> two USB enabled devices and let them communicate. The key here is neither of the devices needs to be a computer. This means you should be able to plug your camera right into your external harddrive, and without any clicking, booting up, typing in or other messing around, have all you photos backed-up. This wonderful feature/capability is called &#8220;USB On The Go&#8221;.</p>
<p>Maybe I am wrong, but the appeal of having a storage unit that I can plug my camera and video camera into without the need to go near a PC seems huge. I want a NAS that simply sucks files from my devices. I can then later edit/alter/view them on a PC if I wish, but I want files taken from my devices with the same ease I put electricity into them. However, the industry doesn&#8217;t seem to agree with me, as I cannot find any mainstream prodoucts making use of USB On The Go. Why is this? Is it a conspiracy by PC manufacturers, or are the storage product people just very conservative. Whatever the answer, please consider me officially in the queue for a storage appliance that &#8216;pulls&#8217; data from my digital devices.</p>




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		<title>Bandwidth remains expensive - bottleneck moves to chair</title>
		<link>http://www.fixzr.com/115/bandwidth-remains-expensive-bottleneck-moves-to-chair/</link>
		<comments>http://www.fixzr.com/115/bandwidth-remains-expensive-bottleneck-moves-to-chair/#comments</comments>
		<pubDate>Tue, 23 Jun 2009 21:42:16 +0000</pubDate>
		<dc:creator>fixmaster</dc:creator>
		
		<category><![CDATA[Technology]]></category>

		<guid isPermaLink="false">http://www.fixzr.com/?p=115</guid>
		<description><![CDATA[In the &#8216;old world&#8217; each communications medium had a pecking order. The medium, be it phone, email, IM or SMS implied something about 1) how quickly (if at all) you needed to pay attention 2) how temporal the information was and 3) whether the communication was formal or informal. IMs could be ignored if you [...]]]></description>
			<content:encoded><![CDATA[<p>In the &#8216;old world&#8217; each communications medium had a pecking order. The medium, be it phone, email, IM or SMS implied something about 1) how quickly (if at all) you needed to pay attention 2) how temporal the information was and 3) whether the communication was formal or informal. IMs could be ignored if you misses them, and a mobile call implied something urgent. Those days have now long passed and no additional attributes have been added to these  (now largely unified) media to replicate the same functionality. There is now a mismatch/confusion in society about what are acceptable norms - is it reasonable to expect someone to read an email saying a meeting is cancelled, or should you have to call? How often should people be expected to stay plugged-in, and to how many channels, and when is the sender or receiver &#8216;to blame&#8217; when it breaks down?</p>
<p>Perhaps the most worrying development in the barage of new asynchronous communications technologies (by asynchronous I mean communication mechanisms with no limit to how much information can be pumped at you) is Google Wave. It explicity unifies email, IM and &#8216;track changes&#8217; style functionality for document management. A simple highlighted bold line in your &#8216;inbox&#8217; could represent a simple &#8216;hi ya&#8217;, or a very serious change to a legal document. With no clear way to differentiate one from another, the risk of missing and important &#8216;message&#8217; in the midst of pleasantries, typos corrections, and general work banter is a very real prospect.</p>
<p>I&#8217;d like to see Google&#8217;s engineers turn their attention to tools that help manage a recipients precious bandwidth to read information. This would require an effective way to prioritise &#8216;messages&#8217;, or restrict the receipt of messages based on the available bandwidth. I haven&#8217;t a solution to this, but it would probably involve some sort of contention mechanism, where people would vie for attention, competing for a limited amount of mental real estate. As important as the technical solution, whatever it may be, will be the social norms/expectations that evolve around it.</p>




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